Financial Planning costs, by state and province

Typical costs for financial planning per hour. Hourly fees vary with advisor credentials and complexity. Open a market below for a local estimate.

Financial planning fees range from hourly rates to flat annual retainers. A CFP typically charges $150 to $400 per hour, or 1% of assets under management for ongoing advice. Comprehensive plans cost $1,000 to $3,000.

Hourly vs Flat Fee Structures

Hourly rates for financial planners range from $150 to $400. Flat fees for a one-time plan are typically $1,000 to $3,000, depending on complexity.

Assets Under Management Fees

Ongoing advisory fees usually run 0.5% to 1.5% of assets under management annually. For a $500,000 portfolio, that equals $2,500 to $7,500 per year.

One-Time Plan Costs

A comprehensive financial plan from a CFP costs $1,000 to $3,000. Some planners offer a modular plan for $500 to $1,500 covering specific goals like retirement.

Typical Financial Planning prices
ItemTypical range
Hourly Rate$150 - $400
AUM Fee0.5% - 1.5%
Comprehensive Plan$1,000 - $3,000
Retainer$2,000 - $5,000/year

Every market for financial planning costs

383 markets have a page, each with a typical range where we have one and plain guidance on what moves the price.

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