Home Values · 383 markets

Home Values costs, by state and province

Compare home values costs across 383 U.S. and Canadian markets. Where an authority publishes a figure it is shown with the publisher and the date; where none exists the page says so.

Home Values costs are documented below with 5 published figures from 2 publishers. 383 markets have a page for this subject, each showing a sourced figure where one is published and the source policy where none is.

Home Values — published national figures
FigureValueAs ofPublished by
Shelter price index (U.S. city average)
CPI-U index, 1982-84=100, not seasonally adjusted — an index, not a price
196.12026-AugustU.S. Bureau of Labor Statistics
12-month change in shelter index
Computed from CUUR0000SEHB (2025-August 189.898 -> 2026-August 196.067)
+3.2%2026-AugustU.S. Bureau of Labor Statistics
30-year fixed mortgage rate
Weekly national average, Primary Mortgage Market Survey
6.95%17 September 2026Freddie Mac Primary Mortgage Market Survey
15-year fixed mortgage rate
Weekly national average, Primary Mortgage Market Survey
6.26%17 September 2026Freddie Mac Primary Mortgage Market Survey
30-year fixed mortgage rate, 12 months earlier
Week of 9/18/2025; current week 9/17/2026 = 6.95%
6.26%18 September 2025Freddie Mac Primary Mortgage Market Survey

These are national figures. State and provincial pages repeat them and say so, because most authorities do not publish a price series below the national level.

Where these figures come from

U.S. Bureau of Labor Statistics — https://data.bls.gov/timeseries/CUUR0000SEHB
Figures dated 2026-August; page data retrieved 18 September 2026.

Freddie Mac Primary Mortgage Market Survey — https://www.freddiemac.com/pmms
Figures dated 17 September 2026; page data retrieved 18 September 2026.

How home values pricing works

A published home value figure for the United States and Canada is an average drawn from the organisation that publishes it, so it is a benchmark rather than a quote. The price you are actually offered is assembled from several parts, and each part can move independently of the national or regional average.

  • Labour: the hours the work takes and the prevailing local wage for the trade or professional that performs it.
  • Materials and inputs: the quantity, grade and local availability of what is supplied or installed.
  • Permits and inspections: fees set by the municipality or authority that has jurisdiction over the work.
  • Access and travel: how far a provider must travel and how difficult the site or the case is to reach.
  • Timing: seasonal demand, emergency or out-of-hours call-outs, and how soon the work has to be done.
  • Scope: whether the job is a minor repair, a partial replacement or a full replacement.

Because those parts differ from one market to the next, two written quotes for the same described job can differ without either being wrong. The published figure on this page tells you where the market sits; an itemised quote tells you what you would actually pay. Compare quotes line by line rather than against a single average.

This page does not quote home value work and is not a contractor. Nothing here is an offer, a quote or an estimate.

Every market for home values costs

383 markets have a page. A market with a published figure or index carries it with the source and date; a market without one carries the source policy instead.

Countries use different published series: U.S. figures come from the Bureau of Labor Statistics and federal agencies, Canadian figures from Statistics Canada and the Bank of Canada. They are not comparable across the border.

Questions about these figures

How many sourced data points does this home values page carry?
This page carries 5 sourced data points from 2 publishers, each with its publication date and a link to the source.
Is home values pricing the same everywhere in the United States?
No. Published national figures are averages; local labour rates, permits, taxes and travel charges move the number. Use the national figure as a starting point and get local quotes before budgeting.
How should I use these figures?
Use them to sanity-check quotes, never to replace one. Get at least three local quotes in writing, confirm what is included, and ask what would change the price.

Confirm before you budget

Get at least three local quotes in writing, confirm what each one includes, and ask what would change the price. A published average is a starting point, not an offer.

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