Medicare Costs costs, by state and province

Typical costs for medicare costs per month. Part B premium plus supplemental and Part D plans. Open a market below for a local estimate.

Medicare Part B has a standard monthly premium of around $170–$175, while Part A is usually premium-free for eligible beneficiaries. The Part A deductible for a hospital stay is about $1,600 per benefit period, and Part B’s annual deductible is roughly $240. Supplemental plans and Part D drug coverage add hundreds more per year.

What Determines Your Medicare Costs

Your income determines Part B and Part D surcharges: higher earners pay an extra $60–$400+ per month. The Part A deductible applies per hospital stay—$1,600 in 2025—and covers up to 60 days. Coinsurance for extended stays can reach $400 per day.

Part B Premium and Deductible

Most people pay the standard Part B premium of $174.70 per month. If you delay enrollment and don’t have creditable coverage, you may face a 10% lifetime penalty. The annual Part B deductible is $240, after which you pay 20% of most services.

Medigap and Part D Costs

Medigap plans average $150–$350 monthly, but cover many out-of-pocket costs. Part D drug plans have a monthly premium of $30–$100, though low-income subsidies can reduce this. The Part D coverage gap (donut hole) ends once you spend about $8,000 in total drug costs.

Typical Medicare Costs prices
ItemTypical range
Part B Monthly Premium$174.70
Part A Deductible$1,600 per benefit period
Part B Annual Deductible$240
Medigap Monthly Premium$150 – $350

Every market for medicare costs costs

383 markets have a page, each with a typical range where we have one and plain guidance on what moves the price.

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