Health insurance premiums vary by plan type, age, and location. A bronze plan may cost $300 per month, while a gold plan can exceed $600. Deductibles range from $1,000 to $8,000. Subsidies are available for qualifying incomes.
| Item | Typical range |
|---|---|
| Bronze Plan Monthly Premium | $300 - $400 |
| Gold Plan Monthly Premium | $500 - $700 |
| Bronze Plan Deductible | $5,000 - $8,000 |
| Max Out-of-Pocket (Individual) | $9,450 |
Plan Tiers and Monthly Premiums
Bronze plans average $300 to $400 per month for an individual, silver plans $400 to $550, gold plans $500 to $700, and platinum plans $600 to $900. Family plans cost two to three times more.
Out-of-Pocket Costs and Deductibles
Bronze plan deductibles range from $5,000 to $8,000, while gold plans have deductibles of $1,000 to $3,000. Maximum out-of-pocket limits for 2024 are $9,450 for individuals and $18,900 for families.
Open Enrollment and Special Enrollment
Open enrollment runs from November 1 to January 15 in most states. Life events like job loss or marriage trigger a 60-day special enrollment period to sign up outside open enrollment.
What moves the price in Salt Lake City, Utah
Age, plan tier, and subsidies determine the monthly premium. Local quotes reflect the items below, so two providers can quote different totals for the same described job without either being wrong.
- Local labour rates and licensing requirements for the trade or professional involved
- Permits, inspections and disposal fees set by the local authority
- Travel and call-out charges for the distance from the nearest provider
- Season and demand peaks, which move both the price and the wait
- Materials, parts or inputs, and how their grade or availability changes the total
- Whether the work is a repair, a partial job or a full replacement
How to compare health insurance quotes in Salt Lake City, Utah
Write the scope down first, then send the same description to at least three local providers. Compare the quotes line by line against that scope rather than by the headline total.
- Agree the scope: exactly what is being repaired, replaced or supplied, and how far the work extends.
- List the inclusions: labour, materials, permits, inspection fees, disposal and clean-up, each stated separately.
- Ask what is excluded, and what would trigger an extra charge once the work starts.
- Check timing: how soon work can start, how long it takes, and whether out-of-hours rates apply.
- Confirm terms: deposit, payment schedule, warranty on parts and labour, and how changes are priced.
A lower total that leaves out permits, disposal or a necessary second stage is not cheaper once those items are added back. Ask each provider in writing what would change the price.
This page does not quote work and is not a contractor. The range above is an estimate, not an offer.
Common questions
What moves the price of health insurance in Salt Lake City, Utah?
Is the range on this page a quote?
How should I compare health insurance quotes in Salt Lake City, Utah?
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